Disclosures, Account Agreements and Terms & Conditions
Business / Commercial Disclosures
Associated Bank is a wholly-owned subsidiary of Associated Banc-Corp, a publicly traded, diversified, multi-bank holding company with assets of $29 billion and over 200 banking offices throughout Wisconsin, Illinois and Minnesota. Equal Opportunity Lender. All financing is subject to credit approval.
International Banking - Wires, Resources
SWIFT is a registered trademark of Society for Worldwide Interbank Financial Telecommunication SCRL.
Associated Merchant Services is a contractual alliance between Associated Bank N.A. (AB) and First Data Merchant Service Corporation.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Visa® Credit Cards
VISA and VISA logo are registered trademarks of Visa International Service Association.
Gift card can be used anywhere MasterCard is accepted in the United States. Gift card cannot be used at automated teller machines (ATMs). A purchase fee will be applied to each gift card purchase. Other fees apply. See Terms and Conditions for additional details. MasterCard is a registered trademark of MasterCard International Incorporated. MasterCard Gift Card is issued by MetaBank™, Member FDIC, pursuant to license by MasterCard International Incorporated. Associated Bank, N.A. is not affiliated with MetaBank.
Business Credit CardSubject to credit approval. The creditor, issuer and service provider is Elan Financial Services pursuant to a license from Visa U.S.A. Inc. All trademarks, service marks and trade name referenced in this material are official trademarks and the property of their respective owners.
Associated Bank, N.A. is a Member FDIC.
Cirrus® is a registered trademark of Cirrus System, Inc.
Paychek Plus® is a registered trademark of FSV Payment Systems, Inc.
QuickBooks is a registered trademark of Intuit, Inc.
Associated Bank and MoneyPass® ATM access is free for Associated Bank customers only when you withdraw funds up to the amount of your available balance. ATM owners outside of the Associated and MoneyPass networks may charge a fee. In addition, Associated Bank may charge an out-of-network ATM fee, and balance inquiry fees may apply.
For Associated Forward Checking customers only, Associated Bank ATM fees will not be charged when using an out-of-network ATM, plus two (2) refunds per statement cycle of out-of-network ATM owner surcharge fees. For Associated Relationship Savings customers only: Associated Bank ATM fees will not be charged when using an out-of-network ATM. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates.
Online Bill Pay Fee Information
For monthly service charge and per bill payment transaction fees, please refer to the Business Account Fee Schedule.
The Business Checking per-bill payment transaction fee is waived for the first 10 bill payments per month. If more than one applicable Business Checking account is used for online bill payment, the per-bill payment transaction fee is waived for the first 10 bill payments per month in the aggregate for the customer.
Note : Any financial fees associated with your standard deposit accounts and Associated Connect® will continue to apply. You are responsible for any and all telephone access fees and/or Internet service fees that may be assessed by your telephone and/or Internet service provider. Please see the “Failed or Returned Transactions” section of the “Terms and Conditions of the Bill Payment Service For Businesses” for additional fee information.
Additional Disclosure Information Available
Additional disclosures may be found in the Business Deposit Account Rate Sheet and the appropriate Business Account Fee Schedule, available at any Associated Bank.
Business Money Market
The Business Money Market+ is a tiered variable rate account and requires $1,000 minimum balance to open. Existing Associated Bank Business Money Market must meet the above relationship requirements and add $10,000 in new money to qualify for the Business Money Market+ APY. Accounts that do not continue to maintain the required relationships as outlined above will revert to the bank’s Business Money Market standard tiered variable rate.
Website links are provided for your convenience and are not endorsed by Associated Bank.