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Credit Cards & Payments content


Credit Cards & Digital Payments

Choose how you want to be rewarded. We have a credit card to meet your needs. (And, some options for making everyday payments and purchases digitally that will make your life easier!)

Enjoy the flexibility of managing your cards on mobile devices and unlock access to Real-Time Rewards, which enables you to easily monitor your points and determine whether to apply them to the purchase you make with your mobile device.

From our Visa Bonus Rewards card and Visa Bonus Rewards PLUS card to our Visa Platinum and our Secured Visa card, you’ll find a card that’s right for your lifestyle. And as an added perk, if you’re a fan of the Milwaukee Brewers or Minnesota Wild, you can customize any of our cards (with the exception of our Secured Visa) and make it a BrewersTM or Minnesota Wild® Credit Card!

Visa Bonus Rewards card
Earn one point for every eligible net dollar you spend, with 100 points equaling $1 cash back.1
Unlike many cards on the market, earn your rewards for every eligible net purchase you make, not just on select items. And get those rewards automatically—no registering necessary.
Plus, get a 25 percent bonus every month. Before you know it, you'll earn 2,500 points.1
As an added perk, you’ll get $25 cash back2 after your first eligible net purchase with your Visa Bonus Rewards Credit Card.
Bonus Rewards PLUS card
Earn one point for every eligible net dollar you spend, with 100 points equaling $1 cash back.1
With this great rewards card, earn rewards on every eligible net purchase you make. And get those rewards automatically, without having to register for them.
Plus, get a 50 percent bonus every month—that's sure to add up quickly!1
As an added perk, you’ll get $50 cash back2 after your first eligible net purchase with your Visa Bonus Rewards PLUS Credit Card.
And with our Visa Platinum and Secured cards
Enjoy auto rental discounts
Benefit from auto rental collision waiver
Get great merchant discounts

Redeem your rewards however you choose—as cash back2, a handy gift card or even in the form of air travel.

Rewards redemption options
Enjoy getting your rewards as cash back2, or as a gift card.
Choose from iTunes, Marriot, Kohl’s, Amazon and other great retailers for your gift card.
Did you know that you can also use your Bonus Rewards and Bonus Rewards PLUS points for air travel? With a minimum of 25,000 points, redeem your points for a plane ticket, valued up to $325. Above $325, redeem at a point conversion rate of 1.3 percent. For instance, a $400 ticket would be 30,769 points.

Plus, enjoy the ease of digital payments. Load your Associated Bank Mastercard® debit card or Visa® credit card information into your Apple PayTM or Samsung Pay account, and voila! Your mobile wallet is ready.

Call 800-236-8866

Customer Care Center, available 24/7/365

Helpful research



Managing personal debt

Are you carrying too much debt? Find out if you are, and learn ways to reduce your debt.

Find out more >


How can I reduce my credit card debt?

The only way around the problem of credit card debt is through it. Pay as much as you can afford (certainly more than the minimum payment recommended on your bill) on a regular schedule.

Find out more >


Credit card calculators

Use Associated Bank’s personal credit card and debt calculators to help accelerate your debt payoff, start a debt management plan or determine if you should consolidate your credit cards with a consolidation loan.



1. The Elan Rewards Program is subject to change. Bonus Rewards PLUS Credit Card: The 50% more in bonus rewards consists of one Reward Point for each dollar of eligible Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50%). Bonus Rewards Credit Card: The 25% more in bonus rewards consists of one Reward Point for each dollar of eligible Net Purchases plus an additional 25% (.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25%). Points earned on eligible Net Purchases. Net purchases are purchases minus credits and returns. Monthly net purchase bonus points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

2. Offer subject to credit approval. $50 cashback applies to Bonus Rewards PLUS Credit Card and will be awarded in the form of 5,000 bonus rewards points after first purchase. $25 cashback applies to Bonus Rewards Credit Card and will be awarded in the form of 2,500 bonus rewards points after first purchase. First purchase bonus points will be applied six to eight weeks after first purchase and are not awarded for balance transfers or cash advances. Reward points can be redeemed as a cash deposit to a checking or savings account within seven business days or as a statement credit to your credit card account within one to two billing cycles. Points expire five years from the end of the quarter in which they are earned. The creditor and issuer of these Cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

© 2017 Samsung, Samsung Pay, Samsung Galaxy and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Visa and the Visa logo are registered trademarks of Visa International Service Association. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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