Asset-Based Lending
ASSET BASED LENDING

Community-bank values with big-bank expertise

By choosing our team for your asset-based lending needs, you'll work closely with an experienced advisor who you'll come to rely on as a trusted advocate. We'll work closely with you to find financing for your specific, unique situation.

Best of all, we'll do it quickly through local, Midwest contacts - and surprising lack of red tape.

We understand that asset-based lending can be a confusing and intimidating topic. And, we don't expect you to be the expert - that's why we're here to help.

With asset-based lending, your business assets can work for you. You can access the value of your accounts receivable, inventory, equipment, property and other assets for the vital capital you need.

Benefits of choosing Associated for asset-based lending

We offer a wide range of services to businesses (with financing needs of $3 million or more) to meet many important goals, including:

  • Growth
    Add inventory, expand your facility and hire employees to support your business during rapid growth.
  • Seasonal stabilization
    Capital during seasonal business fluctuations.
  • Turnaround financing
    Working capital to complete the turnaround of an underperforming business.
  • Refinancing/Restructuring
    Take advantage of business growth to maximize the organization's use of debt and equity and improve financing terms.
  • Acquisition
    Finance the purchase of a competitor or a merger with a strategic partner.
  • Leveraged buyout
    Finance the purchase of a controlling stock interest in the company.
  • Capital expenditures
    Upgrade buildings, equipment and other physical assets.

Tailored asset-based lending solutions

We offer revolving lines of credit, term loans, CAPEX facilities, real estate loans (owner occupied) in conjunction with revolving loans, seasonal overadvances and letters of credit.

Let us help

To get started, just contact us. We'll answer your questions, ask a few questions then work with you to help you get the financing your business needs.


Resources

Get valuable information from our Knowledge Center, economic and investment updates, and take a look at our recent financing solutions we’ve provided for our clients.

Our Services

We offer flexible financing options to help support your business goals.

Knowledge Center