Overdraft Protection Transfer Service content
Overdraft Protection Transfer Service
Understand the best ways to protect yourself from overdrawing your account.
Save yourself the worry and hassle of a bounced check or a declined debit transaction with Associated Bank’s Overdraft Protection Transfer Service.*
|Links your checking account with any of your Associated Bank accounts you choose, including savings account, money market account, credit card, reserve line of credit or home equity line of credit|
|Activates only when your checking account balance falls below zero|
|Transfers $100 increments to bring your checking balance up to zero|
|Small monthly payments are deducted from your checking account if you carry an overdraft protection balance on your reserve line of credit|
Be sure to read our Overdraft FAQ page to educate yourself on our policies and how you can best keep yourself in the clear!
*Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Consumer Credit Card, Checking Reserve Line of Credit, Premier Line of Credit, or Home Equity Line of Credit. Please ask about details on fees and terms and conditions of these products. Transfers from a savings or money market account will count towards Regulation D limits. Please refer to the Consumer Deposit Account Fee Schedule or contact us at 800-236-8866 to enroll in the service.
Discretionary Overdraft Privilege; A fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card transactions, or other electronic means. An overdraft or NSF (unavailable funds) fee of $35 per item applies. A continuous overdraft fee of $7 per business day applies when an account is overdrawn for more than five consecutive business days. Whether your overdraft will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. This is not an overdraft line of credit and you must make a deposit immediately to bring your account back to a positive balance. Please refer to the What You Need to Know About Overdrafts and Overdraft Fees Disclosure and Deposit Account Agreement for more details.