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Non-Deposit Investment Product and Insurance Disclosures

Associated Bank, N.A. (AB) and its affiliates offer a variety of products and services on AssociatedBank.com (Site). Such products and services are subject to applicable underlying agreements for such products and services. Site Terms of Use are intended to supplement underlying product and service agreements and such underlying product and service agreements control in cases of conflicting provisions. Not all products and services are available in all geographic areas and the terms and fees of such products and services may vary by geographic region. Product information is subject to change without notice. Your eligibility for products and services is subject to review and acceptance by the Associated affiliate providing such products or services.

Deposit and loan products are offered by AB. AB is an affiliate of Associated Banc-Corp (AB-C). AB is a Member FDIC, an Equal Housing Lender and an Equal Opportunity Lender. Loan products are subject to credit approval and involve interest and other costs. Please ask about details on fees, conditions and terms of these products.

SECURITIES AND INVESTMENT ADVISORY SERVICES (OTHER THAN THOSE PROVIDED BY REPRESENTATIVES OF ASSOCIATED FINANCIAL GROUP, LLC ("AFG")) ARE OFFERED BY ASSOCIATED INVESTMENT SERVICES, INC. (AIS), member FINRA and SIPC, d/b/a Associated Investment Services Group in Minnesota. • SECURITIES AND INVESTMENT ADVISORY SERVICES PROVIDED BY REPRESENTATIVES OF AFG ARE OFFERED BY LPL FINANCIAL ("LPL"),member FINRA and SIPC. • Fiduciary, administrative, and planning services are provided by Associated Trust Company, N.A. (ATC). Investment management services are provided to ATC by Kellogg Asset Management, LLC ® (KAM), an SEC-registered investment adviser. • AIS, AFG, ATC and KAM are all affiliates of AB-C. • LPL is NOT an affiliate of AB-C. • Associated is a marketing name used by AB-C for products and services offered by AIS and AFG. • Associated Private Client Services and Associated Institutional Trust Services are marketing names AB-C uses for products and services offered by ATC and KAM.

INSURANCE PRODUCTS(other than those offered by AIS) are offered by licensed agents of Associated Financial Group, LLC (AFG). Certain limited insurance products are offered by licensed agents of AIS, which may include annuities, life, disability and long term care insurance for individuals. Insurance products are the obligation of the issuing insurance company. • HR Solutions is a department of AFG. HR Solutions’ products and services do not constitute and should not be construed as providing legal advice. • AFG’s standard of care and legal duty to the insured in providing insurance products and services is to follow the instructions of the insured in good faith.

Financial planning services are offered through AIS, a registered investment adviser, d/b/a Associated Investment Services Group in Minnesota, ATC and AB.

Some sweep services and the stand-alone repurchase service offered by AB involve non-deposit investment products.

AB-C and its affiliates do not provide tax, legal or accounting advice. Please consult with your tax, legal, or accounting advisors regarding your individual situation.

INVESTMENT, SECURITIES AND INSURANCE PRODUCTS:
- NOT A DEPOSIT
- NOT FDIC-INSURED
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- NOT GUARANTEED BY THE BANK
- MAY LOSE VALUE