Merchant Services

Seamless payment solutions built to work as hard as you do to elevate your customer experience.

A man with glasses shakes hands with a business man holding a tablet while a olde woman with glasses smilesGrow your business sustainably with fast, convenient and secure payment acceptance solutions that maximize your efficiency and customer loyalty. Associated Merchant Services, powered by Fiserv, manages the complexities for you so you can deliver seamless experiences and focus on what you do best.

End-to-end payment processing solutions for every business

Associated Bank, in partnership with Fiserv, a global leader in merchant services for more than 40 years, delivers a broad portfolio of digital payment acceptance solutions through Associated Merchant Services, including:

  • POS terminals
  • Mobile payment acceptance
  • Virtual terminals
  • E-commerce
  • Self-checkout kiosks
  • Loyalty and reward programs
  • Gift cards
  • Large-scale ERP integrations
  • Data and analytics

Faster funding

Managing your cash flow is essential to making payroll, paying vendors and more. Get access to next-day funding when you process your payments through Associated Merchant Services. With better control of your capital, you can unlock your business’s growth potential.

Your path to a streamlined payment acceptance experience starts here. Our team will listen to your needs and assess your current processes to gain insight into how best to create a custom solution for you.

With Associated Merchant Services, you can offer banking tools that make payments simple and strategic, transforming how your business connects with every customer, every time.

Take payments

Accept debit and credit cards, ACH, contactless payments, mobile wallets and e-commerce.

Increase sales

Break down barriers to buying, both in store and online.

Reduce costs

Increase transaction approval rates and offset processing fees.

Secure commerce

Protect data without compromising the customer experience.

Digitize operations

Streamline processes to improve efficiency and back-office tasks.

Simplify reconciliation

Leverage data from a single-source provider for daily reconciliation tasks.

A winning team

Your banking team will include partners with seasoned experience in the payments industry plus direct oversight from your Treasury Management Officer and the Associated Card Solutions team. In addition, Fiserv offers 24/7 live support, along with dedicated relationship and account managers. Our team members bring a wealth of knowledge and know-how, providing you with stability and support throughout our relationship.

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  • ©2026 Fiserv, Inc., or its affiliates. Fiserv is a trademark of Fiserv, Inc., registered or used in the United States and foreign countries, and may or may not be registered in your country. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. (1496)

  • ©2026 Associated Merchant Services. Associated Merchant Services is a contractual alliance between Associated Bank, N.A. and First Data Merchant Services LLC. Merchant Services products and services are provided by First Data Merchant Services LLC and not by Associated Bank. (1271)