What to expect at a financial wellness review

Why should you schedule a financial wellness review?

What happens in a financial wellness review?

Much like your annual medical checkup, a financial wellness review is designed to assess where you are today, identify potential issues and build a clear plan toward your future. At Associated Bank, our financial specialists will work up a comprehensive evaluation of your financial picture that can include steps like these:

• Budget planning tailored to your lifestyle.
• Strategies to boost your savings and an emergency fund.
• Assessing how recent income changes affect your long-term goals.
• Adjusting your financial strategy if you've recently married, divorced or added to your family.
• Identifying additional steps to strengthen your financial foundation.
• A collaborative review with an investment partner to evaluate your retirement readiness.

In addition, we suggest that you make a regular habit of setting up these checkups—at least once every few years or if you experience a major life change.

Why it’s important, even if you’ve already set up a financial plan

A high income doesn’t automatically mean financial wellness. Without a cohesive plan, it’s easy to overlook areas that could be optimized or risks that need attention. A financial wellness review can help ensure your money is working for you efficiently—supporting both your current and future lifestyle.

It’s also a chance to reevaluate priorities through the lens of a financial expert. For example, are your current savings strategies keeping up with inflation and your retirement goals? Are you taking full advantage of tax-efficient investments? Do you have funds in place for life changes like funding college educations or transitioning into retirement?

A clearer path to retirement

One of the most valuable aspects of a financial wellness review is the personalized insights you’ll get from a seasoned money specialist. Together, we’ll assess your current savings, possible shortfalls and your retirement timeline. This clarity empowers you to make strategic adjustments early—whether that means increasing contributions, reallocating assets or fine-tuning your long-term plan. Retirement might seem a long time off, but those years—and opportunities for earning and investing—can fly by more quickly than you’d think.

Life happens: Will you be ready?

Life events such as a new job, a raise or marriage can significantly shift your financial landscape. A wellness review helps you adapt to those changes in real time. For instance, combining finances with a spouse might open new opportunities—or challenges; a review ensures you and your partner are on the same page and working toward shared goals.

Similarly, a financial windfall or a lucrative promotion can raise questions: Should you invest more? Pay off debt faster? Reconsider your insurance coverage? Your banking partner can help you find your answers with data-backed guidance tailored to your unique situation.

Build a stronger financial foundation

Ultimately, a financial wellness review is about control and confidence. It gives you the tools to make informed decisions today—so you can enjoy the life you want to build for tomorrow. Whether you're refining your budget, rethinking your investment approach or preparing for retirement, Associated Bank is here to make the most of your money with personalized, specialized advice.

Ready to take the next step in your financial journey? Contact Associated Bank to schedule your financial wellness review today.