Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

Associated Choice Checking customers receive two out-of-network ATM owner surcharge fee refunds per statement cycle, up to $20. (1299)

Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)

Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $100 for Associated Bank Platinum Choice benefit eligible customers or up to $50 for all other personal checking accounts. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Consumer Credit Card, Checking Reserve Line of Credit or Premier Line of Credit. There is no fee for this service, for more details on transaction limits and terms and conditions of these products, please refer to the Consumer Deposit Account Fee Schedule, applicable Checking Product Disclosure, What You Need to Know About Overdrafts and Overdraft Fees, Understanding Overdrafts and Your Options to Manage Fees or the Deposit Account Agreement. (1068)

Information provided through the Credit Monitor feature in Digital Banking is provided by Experian. For full information, see the Credit Monitor section of the Digital Banking Service Terms and Conditions. (1488)

For more details, please refer to the applicable Product Disclosure for Funds Availability information. (1274)

Mastercard ID Theft Protection™, Extended Warranty, Purchase Assurance, Satisfaction Guarantee, Mastercard Global Service, and Mastercard Airport Concierge™ are provided through Mastercard Guide to Benefits. Certain terms, conditions and exclusions apply. See Mastercard Guide to Benefits for full details. (1244)

Certain terms, conditions and exclusions apply. See here for full details. (1472)

Avoid the $9 Associated Balanced Checking or $25 Associated Choice Checking monthly maintenance fee by meeting deposit balance minimums. Combined balances for qualification for maintenance fee waivers are determined by:

• Calculating the sum of the average daily balance of all deposit accounts (checking, savings, money market, CD/IRAs) with the same statement cycle. Deposit accounts with different statement cycles may not be fully considered in determining qualifications for fee waivers.
• The presence of an HSA account or the presence of an investment account(s) including annuities, mutual funds and brokerage accounts for customers of Associated Investment Services (AIS).

To ensure all balances are included in the average daily balance calculation, request combined statements. Exclusions may apply, please ask a banker for details. (1182)