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Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $100 for Associated Bank Platinum Choice benefit eligible customers or up to $50 for all other personal checking accounts. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Consumer Credit Card, Checking Reserve Line of Credit or Premier Line of Credit. There is no fee for this service, for more details on transaction limits and terms and conditions of these products, please refer to the Consumer Deposit Account Fee Schedule, applicable Checking Product Disclosure, What You Need to Know About Overdrafts and Overdraft Fees, Understanding Overdrafts and Your Options to Manage Fees or the Deposit Account Agreement. (1068)

Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. (1056)

To use Credit Monitor, eligible customers must log in to digital banking, activate the feature, and accept the terms and conditions. Information provided through Credit Monitor is obtained by Experian. For more information, visit here. (1485)

We may credit regularly occurring direct deposits up to two days early with Early Pay. This is available at Bank discretion for consumer checking accounts. We do not guarantee early availability of direct deposits. Eligible direct deposits to your account are based on when a payor notifies us they are sending you a credit. This may include direct deposit with your employer, government entity, or other organization that makes regular recurring payments to you. Ineligible deposits or credits to your account include person to person services, check or mobile deposits, or other online transfers. See the Deposit Account Agreement, Section 11.5, for full terms and conditions of Early Pay. (1464)

Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)

Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

Interest on checking account is paid on the daily collected balance. (1298)

Associated Choice Checking customers receive two out-of-network ATM owner surcharge fee refunds per statement cycle, up to $20. (1299)

You must meet and maintain Platinum Choice Checking qualifications, listed on the Choice Checking Product Disclosure and Fee Schedule, to obtain enhanced benefits. Balances are calculated at the end of the calendar month, if qualifications are met benefits will start within 45 calendar days. (1419)