Earn a bonus up to $750¹ ² AND better business checking?
 You got it. 

Don't just run your business—optimize it with Associated Bank Business Checking. Open now and earn up to $750¹ ² with our business checking offer.

Three account options. One great business checking offer.

Checking that fits the way you do business. Here's how!

Choose the business checking account that's right for you. 

We have multiple accounts to meet the needs of your business.

Get ready to open your account.

Request an email and schedule an appointment with one of our business bankers at an Associated Bank location near you.

Qualify for your bonus.¹ ²

Qualify for your bonus by depositing and maintaining required balances. Bonus will be deposited within 120 days of account opening.

These accounts mean business.

All Business Checking accounts give you these great benefits:

Zelle® transactions at no charge. Zelle® revolutionizes payments for small businesses with safe, fast and easy transactions.⁵

Overdraft Protection⁶ transfers at no charge. Explore worry-free banking. No overdraft fees, free transfer options and handy alerts to keep your business financially sound.

You have an overdraft grace zone of up to $50 with most checking accounts.⁶

Free access to Associated Bank ATMs and 30,000+ surcharge free ATMs.⁷ Use a free ATM at any Associated Bank location or visit one of 30,000+ MoneyPass® ATMs in the Midwest and across the nation—even in convenient locations like Kwik Trip™ and 7-Eleven®.

Associated Bank Business Mastercard®⁸ helps you manage your funds with a higher level of convenience, security and control.

Our digital banking services⁹ can help you manage your financial transactions online, 24/7/365. Monitor daily cash flow, capitalize on new opportunities, pay bills¹⁰ and even deposit checks remotely, at your office or on the go. Funding your account has never been easier. It’s business management at your fingertips.

Each business checking account is backed by award-winning customer service from experts who know the local business landscape inside and out.

Ready to boost your business?

BANKING THAT KEEPS UP WITH YOU? YOU GOT IT.

$50 Grace Zone⁶

No fee if you overdraw your checking by $50 or less. We’ve got you covered!

Money Monitor⁹

Set budgets. Track spending. Grow your money. Find it in Associated Bank Digital.

Actionable Insights⁹

An unexpected bill? Subscription price changes? Get money-smart alerts, 24/7.

Debit Card Controls⁹

Lost your card? Lock it. Found your card? Unlock it. Real-time control from our app.

Free Overdraft Protection Transfers

Need a funds fill-up? Automatically move money from your other Associated Bank accounts. No fee, no charge.

  1. This offer is limited to a new Associated Bank business checking account opened and funded through June 30, 2024. Open a new Associated business checking account with a minimum opening deposit of $100 and receive up to a $750 Bonus with one of three options:

    A. Open a Business Access Checking® account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain a minimum daily balance of $2,000 between days 31 to 90 after opening your account.
    OR
    B. Open a Business Balanced Checking® account and receive a $400 bonus with a minimum deposit of $5,000 in new money within 30 days of account opening. Also, must maintain a minimum daily balance of $5,000 between days 31 to 90 after opening your account.
    OR
    C. Open a Business Choice Checking® account and receive a $750 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain a minimum daily balance of $20,000 between days 31 to 90 after opening your account.

    New money must be funds from outside Associated Bank; deposits or transfers from existing accounts do not qualify. The bonus is deposited into the new Associated Bank business checking account within 120 days of account opening. Account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. If the account is closed within 12 months, Associated Bank reserves the right to deduct the monetary bonus from the account prior to closing.

    Offer limited to one per customer and cannot be combined with other specials or offers. New customers opening online are limited to IA, IL, IN, KS, MI, MN, MO, OH and WI. Offer not available to customers who have received a new business checking account monetary bonus within the last 24 months and have or have had an Associated Bank business checking account within the last 12 months. Primary owner on the account must be 18 years or older to qualify. For tax reporting purposes, the bonus may be reported to the IRS on Form 1099. Associated Bank colleagues are not eligible. The offer is subject to change, at Associated Bank’s discretion, at any time without notice and other exclusions may apply. 

  2. For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure.

  3. Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details.

  4. Fees, transaction limitations and other product features are contained in the applicable Account Fee Schedule or Product Disclosures, Deposit Account Agreement or contact a Banking Services Representative.

  5. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience.

  6. Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $50 for the following customers:  Business Access Checking, Business Balanced Checking, Business Choice Checking, Nonprofit and Public Funds Checking, Nonprofit and Public Funds Premium Checking, Basic Business Checking and Estate Checking. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance.  Regular account requirements and fees for overdrafts will otherwise apply.  Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Business Credit Card, Business Line of Credit Accounts, or Commercial Line of Credit. For more details on fees, transaction limits and terms and conditions of these products, please refer to the applicable Business Checking Product Disclosure, Understanding Overdrafts and Your Options to Manage Fees, the Deposit Account Agreement or the Business Checking Overdraft Protection Transfer Authorization form.

  7. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. Balance inquiry and international fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. 

  8. A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit.

  9. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service.

  10. Some services within the bill payment service have service charges. Please refer to the Business Fee Schedule or the applicable Checking Product Disclosure for details.

  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

  • Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.