Life insurance. Annuities. Long-term care policies. Here, users will find articles, calculators and learning tools that help them better understand these products and how they might suit their individual needs.
Finding the middle ground between being "insurance poor" and unprotected requires assessing real needs and choosing products that are affordable. This article introduces different types of insurance products and the role that they can play in a personal financial plan.
Although America as a nation is aging rapidly, many people avoid thinking about the day when they or a loved one will need long-term care services and, therefore, fail to plan. Others wrongly assume that Medicare or standard health insurance policies will cover the costs of long-term care services. This article provides an overview of long-term care insurance, covering issues such as when to purchase coverage and what to look for in a policy.
Naming the wrong beneficiary can mean your wishes won’t be carried out. This report explains how to make sure you’ve selected appropriate beneficiaries.
Your financial planning isn’t complete until you assess and address your insurance needs. This article describes different types of insurance and suggests ways to make sure you are adequately covered.
This article discusses the importance of disability income insurance for employees, small-business owners, and the self-employed.
Investing entails some degree of risk, but if fear of risk is driving your investment decisions, you could be reducing the potential of your portfolio. Learn about the different types of investment risk and the steps you can take to minimize them.
Calculates how much you will need to contribute to a tax-deferred annuity in order to reach your retirement goal.
Calculates the value at retirement of an annuity and the annual payment that can be expected over a 20-year period.