Credit Card Comparison

Credit Card Comparison


An Associated Bank Visa® Credit Card gives you the purchasing power you need with all the added benefits:

Online account access.

Access your credit card within Associated Online Banking to view your activity, make a payment or redeem rewards.

More rewards. Not more rules.

Our Bonus Rewards or Bonus Rewards PLUS Credit Card and you'll get a 25% or 50% bonus on all points earned every month.2,3 And with either card, there's nothing to sign up for, nothing to choose, and no caps or limits on points you can earn.

Zero fraud liability protection6.

You’re protected from fraudulent use of your card, so you won’t be held responsible for unauthorized purchases.

Find the card that’s right for you.

VISA® Bonus Rewards Card
VISA® Bonus Rewards PLUS Card
VISA® Platinum Card
College Rewards Visa® Card
Secured VISA® Card
Visa® College Rewards Card
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Secured Visa® Card
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Who should choose this card?
You want to earn bonus points on every purchase and not pay an annual fee. You want to earn bonus points on every purchase and earn more rewards even faster. You want to save on interest and pay down your balances. You want the convenience of a Visa card without an annual fee or rewards.1 You want to build financial independence and establish a strong credit history while earning rewards.1 You are looking to build or rebuild your credit along with the convenience of a Visa credit card.1
Rewards
Earn 1 point for every net $1 of spend, plus a 25% bonus on all points earned every month2 No caps or limits on the points earned and consumers have at least 5 years to redeem4 Earn 1 point for every net $1 of spend, plus a 50% bonus on all points earned every month3 No caps or limits on the points earned and consumers have at least 5 years to redeem4 No Rewards Earn 1 point for every net $1 of spend Maximun of 30,000 points earned annually No Rewards
Special Offers
2,500 points ($25 cash back) with first purchase5 5,000 points ($50 cash back) with first purchase5 Our BEST introductory APR offer 1,000 bonus points with first purchase None
Rewards Choices
Rewards choices include:
  • unlimited 1% cash back5
  • merchandise available for as low as 1,800 points
  • travel redemptions starting at 25,000 points
  • gift cards available for as low as 2,500 points
Rewards choices include:
  • unlimited 1% cash back5
  • merchandise available for as low as 1,800 points
  • travel redemptions starting at 25,000 points
  • gift cards available for as low as 2,500 points
No Rewards Rewards choices include:
  • cash back
  • retail gift cards
  • merchandise
  • discount vouchers for travel
No Rewards
Online Account Access
Yes Yes Yes Yes Yes
Zero Fraud Liability Protection6
Yes Yes Yes Yes Yes
Minimum Requirements
Must be 18 years of age, have a valid U.S. address and Social Security number. Must be 18 years of age, have a valid U.S. address and Social Security number. Must be 18 years of age, have a valid U.S. address and Social Security number. Must be 18 years of age, have a valid U.S. address and Social Security number, and must be attending an accredited 2-4 year educational institution. Must individually demonstrate an ability to repay the debts incurred. Must be 18 years of age, have a valid U.S. address and Social Security number; and a make a security deposit. The credit limit will be equal to the amount of their security deposit.
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1 Late payments and going over the credit limit may damage your credit history.

2 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).

3 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).

4 The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns). Points expire five years from the end of the quarter in which they are earned.

5 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle. Net purchases are purchases minus credits and returns.

6 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. Complete terms and conditions for the zero fraud liability will be provided to cardmembers

The creditor and, issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Visa and the Visa logo are registered trademarks of Visa International Service Association.

All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

REFINANCING

To find out if refinancing makes sense, consider things like closing costs, points and mortgage term. Just answer these few questions and submit.

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HOME EQUITY LINE OF CREDIT

Put your equity to work. Establish a revolving line of credit. Plans for a new kitchen, debt consolidation or tuition payments? You decide.

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GIFT CARDS

Associated Bank's MasterCard® Gift Card is safer than cash and more flexible than single merchant gift cards or gift certificates.

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Download Associated Mobile Banking® today.