Annuities†*

An annuity is a contract between you and an insurance company.

  • You agree to pay the company a one-time payment, or a series of payments.
  • In return, the company agrees to pay you income, starting immediately or at a future specified date.
  • Any interest or investment return you earn in the annuity’s first phase grows tax-deferred until you enter the second phase and start receiving payments.

*All annuities are subject to the claims paying ability of the insurer. Ordinary income taxes apply to withdrawals of earnings. Withdrawals prior to age 59 ½ are generally subject to a 10% IRS penalty tax. Consult your tax adviser to consider your personal tax circumstances.

Associated Investment Services, Inc. works with several respected insurance companies to offer a variety of annuities. We’re ready to answer your questions and help you choose the annuity that matches your goals.

Fixed Rate Annuities*

Earn a guaranteed interest rate over a specific time during the accumulation phase, and in the annuity’s second phase, receive fixed pay-outs on a regular schedule.

Variable Annuities*

Invest your annuity payments into one or more funds that match your investment goals. Your return on investment varies with the marketplace, with the potential to earn more than with a fixed rate.

Equity Indexed Annuities*

An indexed annuity earns interest on the potential upward movement of an equity index. Contact your Associated Investment Services* financial consultant for details and to discuss the risks and benefits of ownership.

Long Term Care Annuities*

Combine annuity advantages with vital long-term care insurance benefits, protecting your family from the potentially devastating financial effects of illness or disability.

Investments†

Explore other investment choices for your retirement, education savings or additional goals. Get a full-service securities account and work with a knowledgeable Associated Investment Services financial consultant, or send your trades to us for execution through a discount brokerage account.

SECURITIES AND ADVISORY SERVICES (OTHER THAN THOSE PROVIDED BY REPRESENTATIVES OF ASSOCIATED FINANCIAL GROUP, LLC) ARE OFFERED BY ASSOCIATED INVESTMENT SERVICES, INC.(“AIS”), member FINRA and SIPC, d/b/a Associated Investment Services Group in Minnesota. • Insurance products are offered by licensed agents of Associated Financial Group, LLC (“AFG”). • Securities and advisory services provided by representatives of AFG are offered through LPL Financial, member FINRA and SIPC. • Investment management services are provided by representatives of AFG through Financial Resource Management Group ("FRMG") d/b/a AFG Financial Services. • Securities and insurance products offered are NOT deposits or obligations of, insured or guaranteed by Associated Banc-Corp (“AB-C”) or any bank or affiliate, are NOT insured by the FDIC or any agency of the United States, and involve INVESTMENT RISK, including POSSIBLE LOSS OF VALUE.• Advisory services may not be available in all locations. • Associated Bank, N.A., AIS, AFG and FRMG are all affiliates of AB-C. • LPL is NOT an affiliate of AB-C.

Savings