Annuities†*

An annuity is a contract between you and an insurance company.

  • You agree to pay the company a one-time payment, or a series of payments.
  • In return, the company agrees to pay you income, starting immediately or at a future specified date.
  • Any interest or investment return you earn in the annuity’s first phase grows tax-deferred until you enter the second phase and start receiving payments.

*All annuities are subject to the claims paying ability of the insurer. Ordinary income taxes apply to withdrawals of earnings. Withdrawals prior to age 59 ½ are generally subject to a 10% IRS penalty tax. Consult your tax adviser to consider your personal tax circumstances.

Associated Investment Services, Inc. works with several respected insurance companies to offer a variety of annuities. We’re ready to answer your questions and help you choose the annuity that matches your goals.

Fixed Rate Annuities*

Earn a guaranteed interest rate over a specific time during the accumulation phase, and in the annuity’s second phase, receive fixed pay-outs on a regular schedule.

Variable Annuities*

Invest your annuity payments into one or more funds that match your investment goals. Your return on investment varies with the marketplace, with the potential to earn more than with a fixed rate.

Equity Indexed Annuities*

An indexed annuity earns interest on the potential upward movement of an equity index. Contact your Associated Investment Services financial consultant for details and to discuss the risks and benefits of ownership.

Long Term Care Annuities*

Combine annuity advantages with vital long-term care insurance benefits, protecting your family from the potentially devastating financial effects of illness or disability.

*SECURITIES AND ADVISORY SERVICES ARE OFFERED BY ASSOCIATED INVESTMENT SERVICES, INC. (AIS), member FINRA and SIPC, d/b/a Associated Investment Services Group in Minnesota. • AIS is an affiliate of Associated Banc-Corp (AB-C). • Associated is a marketing name AB-C uses for products and services offered by AIS. • INSURANCE PRODUCTS are offered by licensed agents of AIS. These products may include annuities, life, disability and long-term care insurance for individuals. Insurance products are the obligations of the issuing insurance companies. • AB-C and its affiliates do not provide tax, legal or accounting advice. Please consult with your tax, legal or accounting advisors regarding your individual situation.
Investment, Securities and Insurance Products:
- NOT A DEPOSIT
- NOT FDIC-INSURED
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- NOT GUARANTEED BY THE BANK
- MAY LOSE VALUE

Savings