Fixed Rate IRA

Choose a certificate of deposit of 3 to 60 months and enjoy a guaranteed return at a competitive fixed interest rate. Your Fixed Rate IRA CD renews automatically, with a 10-day grace period to move funds if you choose.

For stable, predictable return, apply now to open your account. Get current rates and more information through your nearest Associated Bank branch location.


Minimum opening deposit $1,000
Additional deposits Not permitted
Interest
3 month CD (credited)
All other terms (credited & compounded)

At maturity
Quarterly
Certificate renewal Automatically renews upon maturity
Grace period The account owner has ten (10) calendar days after maturity to withdraw the funds without penalty. Interest is not paid during the grace period unless the funds from this IRA Certificate of Deposit are deposited into another Associated Bank IRA Certificate of Deposit or left in the account for a renewal term.
Early withdrawal penalty
IRA terms less than twelve (12) months 90 days simple interest
IRA terms less than twelve (12) months but less than twenty-four (24) months 181 day simple interest
IRA terms twenty-four (24) months but less than thirty-six (36) months 270 day simple interest
IRA terms thirty-six (36) months and longer 365 days simple interest


Bank Deposit Disclosures for Consumers
Savings