Roth IRA

With a Roth Individual Retirement Account, you pay taxes upfront, with the intention of taking distributions tax-free.

  • Contributions are not tax-deductible, but can be removed at any time
  • You can make withdrawals of earnings without owing taxes or penalties if you've held the account at least five years and are 59 ½ or older
  • You may also qualify for tax-free distributions for other reasons, such as permanent disability or first-time home purchases (up to $10,000)
  • There’s no requirement to take distributions during your lifetime (no “RMD’s”)

Establish your Associated Investment Services, Inc. Roth IRA through our online application process. When we receive your application, we'll contact you to open your retirement account.

Questions about opening a Roth IRA? Call Associated for more information.

*SECURITIES AND ADVISORY SERVICES ARE OFFERED BY ASSOCIATED INVESTMENT SERVICES, INC. ("AIS"), member FINRA and SIPC, d/b/a Associated Investment Services Group in Minnesota. • Securities offered are NOT deposits or obligations of, insured or guaranteed by Associated Banc-Corp ("AB-C") or any bank or affiliate, are NOT insured by the FDIC or any agency of the United States, and involve INVESTMENT RISK, including POSSIBLE LOSS OF VALUE. • Advisory services may not be available in all locations. • Associated Bank, N.A. and AIS are affiliates of AB-C.

Withdrawals prior to age 59 ½ are generally subject to a 10% IRS penalty tax.