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Premier Rewards American Express Card content


American Express® Premier Rewards Credit Card

Earn rewards on everyday purchases. Earn 4 points for every dollar you spend on eligible net restaurant purchases1, 3 points for every dollar spent on eligible net airline purchases1, 2 points for every dollar spent on eligible net gas purchases1, and 1 point for every dollar spent on all other eligible net purchases1.

No caps or limits on the number of points you can earn, and you have five years to redeem for rewards2.


American Express Premier Card

Do you like to earn cash back for the monthly transactions you make everyday? Earn rewards to use the way you want with our Premier Rewards American Express® Credit Card.

Full benefits

Earn rewards

Earn 4 points for every $1 spent on eligible net restaurant purchases
Earn 3 points for every $1 spent on eligible net airline purchases
Earn 2 points for every $1 spenton eligible net gas purchases
Earn 1 point for every $1 spent on all other eligible net purchases
No caps or limits on the number of points you can earn, and you have five years to redeem for rewards
Reimbursement for either Global Entry or TSA Pre✔®3

Redeem points

Cash back. Redeem 2,500 points for $25 cash back.
Travel. Book air travel, hotel stays, rental cars and more.
Merchandise and gift cards. Select from brand-name retailers.

Save and earn on travel

Premium concierge—Gain access to your own personal concierge service
Worldwide travel inconvenience insurance— Provides coverage in excess of other insurance for reimbursement due to a travel accident or travel inconvenience caused by lost or damaged baggage, baggage delay and trip cancellation / interruption
Rental Car Insurance—Provides coverage in excess of other insurance against damage to or loss of a rental vehicle in the USA.
Luxury hotel program—Get access to complimentary amenities at our hand-selected collection of nearly 1,000 hotel properties around the world. In addition, take advantage of special savings of up to 20% off lowest available non-restricted rates at select properties

Save and earn on entertainment

Entertainment access—Purchase tickets to popular events before the general public, from American Express.

Enjoy convenience

Online Account Access—Download transactions, statements, make a payment or establish automatic payments, establish alerts for online statements, payment due, payment posted, payment overdue, balance exceeds, credit posted, debit posted, request credit limit increase, balance transfer, add authorized user or joint owner, manage your rewards.
Year-end Summary—Receive an online detailed summary of your spending during the year for convenient budget analysis and financial planning.

Security you can trust

Return protection—Provides return protection on designated items purchased entirely with the Card.
Extended warranty—Doubles the original manufacturer warranty up to a maximum of twelve (12) months on qualifying items purchased with the Card.
Zero fraud liability4—You are not liable for fraudulent purchases when your Card is lost or stolen.
Worldwide acceptance—Accepted at millions of locations worldwide.
Free credit card checks—Convenient for the times when a credit card is not accepted.
Free extra card—Cardmembers can share benefits of Card use with an authorized user.
All Cards Have EMV Chip

Call 800-236-8866

Customer Care Center, available 24/7/365

1. Premier Rewards Credit Card Points: You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

2. The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). If you're approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

3. Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.

4. Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Subject to credit approval. The creditor and issuer of this card is Elan Financial Services, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.

All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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