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How much will my loan payments be?


This tool calculates monthly payments for an amortizing loan and interest-only payments on a line of credit. It is assumed that the interest expense for both loans can be deducted from your income for income tax-reporting purposes.

The home equity loan option amortizes the loan balance over the loan term, resulting in a loan payoff at maturity. The line of credit assumes the user only makes interest payments on the full line of credit. At the end of the term, the amount owed on the line of credit will be exactly the same as the amount borrowed.

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