Personal Checking Comparison Chart

Advantage Advantage Plus Platinum Advantage Classic Advantage Student Advantage
Who should choose this account? You want a straightforward account with money-saving features and five ways to avoid monthly maintenance fees. You maintain higher deposit or loan balances and want to earn interest on checking. You maintain higher deposit or loan balances and want the highest level of benefits. Includes 4 linked savings, money market or checking accounts with no minimum balance to avoid monthly maintenance fees. You are 55 or older. This account offers extra benefits for your lifestyle. You are under 25 and want a basic account with no minimum balance requirements.

Avoid Monthly Maintenance Fees With Any One Of The Following:

Minimum daily account balance $1,000 $2,000 $10,000 $2,000 n/a
Aggregate average relationship balances*2 $2,500 $5,000 $50,000 $5,000 n/a
Direct deposit Yes n/a n/a n/a n/a
Electronic transactions Any combination of 10+ electronic transactions by ACH, bill pay, debit card, ATM or online transfers n/a n/a n/a n/a
Associated Bank first mortgage Yes n/a n/a n/a n/a
Other n/a n/a n/a n/a Under age 25 and eStatements
Monthly maintenance fee
(Applies only if none of the above relationship options are maintained)
$10 $15 $25 $15 $5

Account Features

Earns interest*8 n/a Yes Yes Yes n/a
Overdraft Protection Transfers available*3 Yes Yes Yes Yes Yes
Free cashier’s checks or money orders n/a n/a Yes Yes n/a
Free traveler’s cheques n/a Single-signature Single- or dual-signature Single-signature n/a
Check discounts n/a Free Associated logo checks or 50% discount on any custom style (first order only) First order free (any style) Free Associated logo checks or 50% discount on any custom style (2 boxes annually) n/a

Preferred Rates

Preferred CD, money market and savings rates*4 Yes Yes Yes Yes Yes
Discounted home equity and consumer loan rates*5,6 Yes Yes Yes Yes Yes
Discounted securities brokerage commission*10 n/a n/a 25% 25% on first trade, 10% on future trades n/a
Discounted safe deposit box rental n/a n/a Yes Yes n/a

Account Access

Free access at Associated and surcharge-free network ATMs*1 Yes Yes Yes Yes Yes
Free Online Banking Yes Yes Yes Yes Yes
Free Online Bill Pay** Yes Yes Yes Yes Yes
Associated Mobile Banking®*** Yes Yes Yes Yes Yes

Debit and Credit Card Options

Free Associated Bank Debit MasterCard® Yes Yes n/a Yes Yes
Photo Debit Card $4.95 Free Free Free $4.95
Team affiliation debit card (Badgers™, Brewers™ or Packers) Yes Yes Yes Yes Yes
Visa Signature Rewards Credit Card*11 Yes Yes Yes Yes n/a

*Bank Deposit Disclosures for Consumers

**Our standard bill payment service is free, up to your available balance. Some add-on services within the standard bill payment service have service charges. Please refer to the Terms and Conditions of the Bill Payment Service and the Consumer Deposit Account Fee Schedule for details. For add-on services, applicable fees will be displayed on-screen while you’re setting up the transaction. Popmoney is a registered trademark of Fiserv, Inc. or its affiliates.

***Associated Mobile Banking is available for personal accounts. Associated Bank does not charge a fee to use our mobile banking and text banking services. Message and data rates may apply. Check your carrier plan for details. Visit AssociatedBank.com/Mobile for Privacy Policy and Terms and Conditions. Android is a trademark of Google, Inc. iPad and iPhone are registered trademarks of Apple, Inc.