Rainy Day
Personalized solutions to build and manage your wealth.
MORE
Develop a strategy for accomplishing your goals.
MORE

Consumer Credit Cards


Earn RewardsSave on InterestNew Credit Entrants


Bonus Rewards Cards

Traditional Card

College Students

Secured Credit

VISA® Bonus Rewards Card
Visa® Bonus Rewards Card
Apply | Learn More
VISA® Bonus Rewards PLUS Card
Visa® Bonus Rewards PLUS Card
Apply | Learn More
VISA® Platinum Card

Visa® Platinum Card
Apply | Learn More
VISA® College Rewards Card
Visa® College Rewards Card
Apply | Learn More
Secured VISA® Card

Secured Visa® Card
Contact Us

Good for consumers who…

Want to earn bonus points on every purchase Want to save on interest Are college students looking to build their financial independence1 Are looking to build or rebuild credit1
Want to earn bonus points automatically Want to pay down balances Want to earn rewards Need a credit card for situations where credit cards are necessary
Want to earn rewards every month and not pay an annual fee Want to earn more rewards even faster Want the convenience of a Visa card without an annual fee or rewards Want the flexibility of managing their account online

Rewards

Features

Rewards

Features

Earn 1 point for every net $1 of spend, plus a 25% bonus on all points earned every month2 Earn 1 point for every net $1 of spend, plus a 50% bonus on all points earned every month3 Great low introductory rate Earn 1 point for every net $1 of spend Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
No caps or limits on the points earned and consumers have at least 5 years to redeem4 Online account access 1,000 bonus points with first purchase
Points applied automatically at the end of each billing cycle Maximum of 30,000 points earned annually
2,500 points ($25 cash back) with first purchase5 5,000 points ($50 cash back) with first purchase5
Rewards choices include:
• unlimited 1% cash back5
• merchandise available for as low as 1,800 points
• travel redemptions starting at 25,000 points
• gift cards available for as low as 2,500 points
Enjoy the everyday convenience of a Visa credit card Rewards choices include:
• cash back • retail gift cards • merchandise
• discount vouchers for travel

Minimum requirements

Must be 18 years of age, have a valid U.S. address and Social Security number. Must be 18 years of age, have a valid U.S. address and Social Security number, and must be attending an accredited 2-4 year educational institution. Must individually demonstrate an ability to repay the debts incurred. Must be 18 years of age, have a valid U.S. address and Social Security number; and a make a security deposit. The credit limit will be equal to the amount of their security deposit.

1 Late payments and going over the credit limit may damage your credit history.

2 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).

3 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).

4 The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns). Points expire five years from the end of the quarter in which they are earned.

5 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle. Net purchases are purchases minus credits and returns.


The creditor and, issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Visa and the Visa logo are registered trademarks of Visa International Service Association.

All trademarks, service marks and trade names referenced in this material are the property of their respective owners.