People are increasingly turning to the Internet to meet people, and criminals know this. While many dating services are reputable, not everyone who uses those sites should be considered trustworthy. Sometimes, scams can occur with you being defrauded by someone you think you know and trust.
Here’s how the scam usually works. You’re contacted online by someone who appears interested in you. He or she may have a profile you can read or a picture that is emailed to you. For weeks or even months, you may chat back and forth with one another, forming a connection. You may even be sent flowers or other gifts. But ultimately, your new-found “friend” is going to ask you for money.
In addition to possibly losing your money to someone who has no intention of ever building a relationship, you may also find yourself unknowingly taking part in a money laundering scheme by cashing phony checks and sending the money overseas.
If you suspect you have been financially scammed, save all correspondence with the scammer and report the issue to your financial institution.