For current rates, contact us or your local banking office.

Ideal for those who prefer a fixed rate of return and do not wish to deposit additional funds into the account during its term. This IRA is funded by a Certificate of Deposit.

Terms Available

3 months 24 months

6 months 36 months

12 months 48 months

18 months 60 months

The investment certificate receipt reflects the term of deposit.

Minimum opening deposit	$1,000
Additional deposits	Not permitted
Interest 3 month CD (credited) All other terms (credited & compounded)	At maturity Quarterly
Certificate renewal Automatically renews upon maturity
Grace period The account owner has ten (10) calendar days after maturity to withdraw the funds without penalty. Interest is not paid during the grace period unless the funds from this IRA Certificate of Deposit are deposited into another Associated Bank IRA Certificate of Deposit.
Early withdrawal penalty IRA terms less than twelve (12) months	90 days simple interest
Early withdrawal penalty IRA terms twelve (12) months or longer	181 days simple interest

Additional Disclosures