Personal Checking Comparison Chart

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	Platinum Advantage	Classic Advantage	Advantage+	Advantage	Student Advantage
Who should choose this account?	You maintain higher deposit and/or loan balances, seek added conveniences or want the highest level of benefits.	You are 55 years or older. This account that provides benefits not available with basic checking plans.	You maintain higher deposit or loan balances and want to earn interest on your checking account.	You want a simple account loaded with money saving features with five easy ways to waive monthly fees.	You are under 25 and want an account that is simple to maintain with no minimum balance requirements.
Avoid monthly maintenance fee with any one of the following:
Minimum daily account balance	$10,000	$1,000	$1,000	$500	n/a
Aggregate average relationship balances*2	$50,000	$5,000	$5,000	$2,500	n/a
Direct deposit	n/a	n/a	n/a	Yes	n/a
Electronic transactions	n/a	n/a	n/a	Any combination of 5+ electronic transactions by ACH, bill pay, debit card, ATM or online transfers*2	n/a
Associated Bank first mortgage	n/a	n/a	n/a	Yes	n/a
Other	n/a	n/a	n/a	n/a	Under age 25 and eStatements
Monthly maintenance fee (Applies only if none of the above relationship options are maintained)	$25	$13	$13	$10	$5
Account features
Earns interest*8	Yes	Yes	Yes	n/a	n/a
Comes with Basic Savings-Preferred account with no minimum balance	Yes	Yes	Yes	Yes	Yes
Overdraft Protection Transfers available*3	Yes	Yes	Yes	Yes	Yes
Free cashier’s checks or money orders	Yes	Yes	n/a	n/a	n/a
Free traveler’s cheques	Single- or dual-signature	Single-signature	Single-signature	n/a	n/a
Travel opportunities	n/a	Yes	n/a	n/a	n/a
Check discounts	First order free (any style)	Free Associated logo checks or 50% discount on any custom style (2 boxes annually)	Free Associated logo checks or 50% discount on any custom style (first order only)	n/a	n/a
Preferred rates
Preferred CD, money market and savings rates*4	Yes	Yes	Yes	Yes	Yes
Discounted home equity and consumer loan rates*5,6	Yes	Yes	Yes	Yes	Yes
Discounted securities brokerage commission*10	25%	25% on first trade, 10% on future trades	n/a	n/a	n/a
Discounted safe deposit box rental	Yes	Yes	n/a	n/a	n/a
Account access
Free unlimited access at Associated and surcharge-free network ATMs*1	Yes	Yes	Yes	Yes	Yes
Free Online Bill Pay	Yes	Yes	Yes	Yes	Yes
Free Online Banking	Yes	Yes	Yes	Yes	Yes
Debit and credit card options
Free Associated Bank Diamond Preferred MasterCard Check Card*11	Yes	n/a	n/a	n/a	n/a
Free Associated Bank MasterCard Check Card	n/a	Yes	Yes	Yes	Yes
Photo Check Card	Free	Free	Free	Small fee	Small fee
Team affiliation Check Card (Badgers, Brewers or Packers)	Yes	Yes	Yes	Yes	Yes
Visa Signature Rewards Credit Card*11	Yes	Yes	Yes	Yes	n/a
Visa College Rewards or Young Adult Credit Card*11	n/a	n/a	n/a	n/a	Yes

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