Calculators

Large businesses deal with large budgets – and that makes planning essential to your bottom line. Our business calculators give you smart answers, fast, so you can be responsive to market changes and economic realities for both short- and long-term goals.

Contact our Corporate Banker to help you find ways to maximize profits, increase efficiency, and make the most of your operating budget.

• Business Consolidate
  Enter multiple credit lines or installment loans to determine the value of debt consolidation. The calculator provides a time series graph depicting remaining balance by payment amount.
• Business Valuation
  Estimate the value of your business based on net present value. Includes valuation based on cash flow from operations and/or financing.
• Cash Flow Calculator
  Project your ending cash balance for operations, investment and finance.
• Equipment Buy vs. Lease
  Determine net cost of buying versus net cost of leasing. This calculator is helpful in determining the value of buying or leasing equipment.
• Financial Ratios
  Easy to use calculator that provides sophisticated financial ratio analysis. Calculates profitability, operating efficiency, liquidity, and solvency.
• Inventory Analysis
  This calculator is very helpful in determining your average target inventory. It provides a detailed graph that shows inventory level by week.
• Profit Margin
  Calculate profit margins for multiple products. This calculator provides an average wholesale cost, markup percent selling price, gross margin dollars and gross margin percent.
• Sales Volume Breakeven Analysis
  Determine how many units you need to sell to reach your breakeven point and calculate your profit by units sold.
• Working Capital Needs
  Use the "Current Ratio" to determine a target amount of working capital.

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